I’m 63 With No Kids and $40,000 in an IRA That I Add About $7,500 Per Year To. But I Still Rent. What’s My Next Move?

A 63-year-old reader with $40,000 in an IRA asks whether they need a financial advisor. The author suggests that professional financial guidance can help create a successful spending plan as retirement approaches and recommends considering a CFP® professional for their expertise and fiduciary duty.

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