Privacy Policy
Certified Financial Planner Board of Standards Center for Financial Planning, Inc.
Effective: May 8, 2025
This Privacy Policy describes how Certified Financial Planner Board of Standards, Inc. and Certified Financial Planner Board of Standards Center for Financial Planning, Inc. (collectively, “CFP Board,” “we,” “our,” or “us”), affiliated nonprofit organizations, gather Personal Information that you submit to us and that we collect about you, and how CFP Board may use, process, transfer, and disclose that Personal Information.
1. information we collect
As described in this Privacy Policy, we may collect certain Personal Information from or about you in connection with your use of our websites (the “Sites”), our apps (“Apps”), our provision of services, or your potential use of the services. “Personal Information,” for purposes of this Privacy Policy, includes information about you that is linked to you as an identifiable individual. Subject to applicable law, Personal Information does not include de-identified data or publicly available information.
The sources and types of Personal Information we collect vary depending upon our relationship with you. For example, we may collect information from or about the following categories of individuals:
- Individuals who visit or otherwise interact with our Sites, Apps, or services or who request or sign up to receive information or materials from us (“Visitors”)
- Individuals who have registered for an account with us (“Users”)
- Individuals who have enrolled in or graduated from a CFP Board Registered Program or who are otherwise identified as prospective CFP® professionals (collectively, “Prospective Certificants”)
- Individuals who are not certified but have initiated or otherwise participate in the CFP® certification process (“Candidates”)
- Individuals who have obtained and currently maintain their CFP® professional certification (“Certificants”)
- Individuals who formerly held a CFP® professional certification (“Former Certificants”)
- Individuals who make a donation to us, including directly through the Sites or through a partner organization (“Donors”)
- Individuals who volunteer or who are prospective volunteers with CFP Board (“Volunteers”)
Unless otherwise specified, in this Privacy Policy we refer to these categories of individuals collectively as “you” or “your.” Individuals may fall into one or more of these categories. You may not be required to provide all the Personal Information identified in this Privacy Policy to receive services; however, please be advised that if you do not provide Personal Information requested by us, we may be unable to provide some or all of the services to you.
Categories of Personal Information. We may collect the following categories of Personal Information:
| Categories of Personal Information | Examples of Personal Information |
| Identifiers | Real name and alias; home address; online identifiers; email address; telephone number; account number, username and password; date of birth; Social Security number; driver’s license number, passport number, state or other government-issued identification card number; and/or other similar identifiers. |
| Commercial and financial information | Products or services purchased, obtained, or considered; payment history or account activity; financial or bank account information and other information relating to your financial institution, including payment card information; and/or other purchasing or consumer histories or tendencies. |
| Internet or other network activity | Browsing history; clickstream data; browser and operating system type; navigation paths; date/time stamps; cookie identifiers; clear gifs; Internet service provider (ISP); referring/exit pages; and other information about device characteristics and how you interact with our Sites, Apps, and services. |
| Geolocation data | Device location; geolocation; IP address; cell network data; and/or other similar locational data. |
| Audio and visual information | Recordings or images of meetings, exams, or events; records of calls to or from our customer service centers; and/or video surveillance information. |
| Professional or employment-related information | Occupation; income; employment status; job title and description; business address; and/or other information related to your employer, work history, designations, professional licenses, and/or your employment. |
| Education information | Education level; academic record; educational history; and related school and degree information. |
| Demographic information | Racial or ethnic origin; age; gender. |
| Certification information | Information regarding certification status; reported pro bono hours; exam scores; certification date; renewal date; and the date on which certification lapsed or was otherwise terminated. As applicable, we may also collect information regarding the reason the certification lapsed or was otherwise terminated, investigative and disciplinary information, civil litigation and disputes history, information related to court or legal judgments and regulatory actions, criminal history, information regarding your financial history, including bankruptcy status and tax lien information, if applicable, and other information related to the investigation or enforcement of or compliance with the Fitness Standards or Code of Ethics and Standards of Conduct and associated requirements for maintaining your certification (“Professional Conduct Information”). |
| Accommodation information | In certain circumstances, we may collect accommodation information, such as information related to mental or physical health conditions, in connection with administering exams in order to offer applicable accommodations. |
| Inference information | Inferences we may infer from other Personal Information we have collected, which may include preferences and characteristics. |
Additional Information on Special Categories of Personal Information. As noted above, CFP Board may collect certain categories of sensitive Personal Information, such as Social Security numbers, Professional Conduct Information (including criminal history), and Accommodation Information (including health information), about Volunteers, Prospective Certificants, Candidates, Certificants and Former Certificants in connection with the certification program, your provision of services to CFP Board, in connection with scholarship applications, or your inquiries about CFP Board-related opportunities or programs (collectively, “Sensitive Personal Information”). We use and disclose Sensitive Personal Information to third parties (a) as necessary to process your certification application or renewal or to administer the certification requirements; (b) with respect to Professional Conduct Information, in accordance with the Procedural Rules; (c) in order to comply with applicable law, pursuant to legal process, to enforce our legal rights, or to obtain or claim insurance coverage; (d) to notify a governmental agency or industry self-regulatory organization having appropriate jurisdiction of potential wrongdoing; or (e) with your consent. We do not sell or use Sensitive Personal Information beyond these purposes, including for targeted advertising.
Cookies and Similar Technologies. We may collect certain Personal Information using cookies and other technologies, such as web beacons, device IDs, geolocation, HTML5 local storage, Flash cookies, and IP addresses. We specifically use browser cookies for different purposes, including cookies that are strictly necessary for functionality and cookies that are used for personalization, performance/analytics, and advertising. When you use or visit the Sites or Apps, we may also automatically collect certain data about your device, including information about your web browser, IP address, and time zone. Additionally, as you browse the Sites, we may collect information about the individual web pages or products that you view, what websites or search terms referred you to the Sites, and information about how you interact with the Sites. Our Use of Cookies and Similar Technologies section contains more information and options to control or opt-out of certain data collection or uses related to cookies and similar technologies.
Aggregated, De-identified, or Anonymous Data. We may create aggregated, de-identified, or anonymous information from Personal Information by removing data components (such as your name, email address, or linkable tracking ID) that makes the data identifiable, or through aggregation, obfuscation, or other means. For example, we may use aggregated, de-identified, or anonymized information to understand how to improve or enhance our programs and services and research in furtherance of CFP Board’s mission. Subject to applicable law, our use of such aggregated, de-identified, or anonymized information is not Personal Information or subject to this Privacy Policy. Where we maintain or use de-identified information, we will continue to maintain and use the de-identified information only in a de-identified fashion and will not attempt to re-identify the information.
2. SOURCES OF INFORMATION, PURPOSES OF COLLECTION AND USES OF INFORMATION
The following is intended to describe the various sources from which we may collect Personal Information and the purposes for which we collect and process it. As noted above, the sources and types of Personal Information and our purposes may vary depending upon our relationship with you:
| Sources of Personal Information | Categories of Personal Information From Source | Purposes of Collection and Uses of Information |
|
Communications and Interactions with Us We may collect Personal Information from you when you interact with the Sites, Apps, or services; register for the services; sign up for or participate in our events programs, or volunteer opportunities; submit inquiries or request information from us; complete quizzes or surveys; or otherwise contact or communicate with us. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Inference information |
• Provide and enhance our events, programs, and services • Enable you to participate in our events, programs, and services • Communicate with you • Market, advertise, and promote our events, programs, and services • Tailor content and opportunities that may be of interest to you • For security purposes and for fraud- and crime-prevention purposes • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| Agreements and Forms We may collect Personal Information from you or your authorized representatives during the account registration process, in connection with entering into an agreement with you, or through other forms or agreements. |
• Identifiers • Financial information • Commercial and financial information • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information • Inference information |
• Provide and administer services • Enable you to participate in our events, programs, and services • Communicate with you • Market, advertise, and promote our events, programs, and services • Tailor content and opportunities that may be of interest to you • For security purposes and for fraud- and crime-prevention purposes • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| If You are a Candidate/Certificant/Former Certificant: In Connection With Your Role as a CERTIFIED FINANCIAL PLANNER® Professional, including Related to Issuing and Verifying Certification Status We may collect Personal Information in connection with your past, current, and future role as a CERTIFIED FINANCIAL PLANNER® professional. This may include information relating to issuance of certifications and verification of certification requirements, status, and renewals, and pro bono hours, including, but not limited to, from industry self-regulatory organizations, your firm, industry organizations and associations, and from publicly available and subscription-based sources. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information • Inference information |
• Provide and administer services • Maintain and verify certification status, including to respond to inquiries regarding the certification status of an individual • Communicate with you and your firm • For security purposes and for fraud- and crime-prevention purposes • Administer and enforce our agreements and standards, including the Pathway to CFP® Certification Agreement, Terms and Conditions of Certification and Trademark License, Fitness Standards, and Code of Ethics and Standards of Conduct, and enforce our legal rights, including trademark enforcement • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| If You are a Candidate: In Connection With the Exam Administration Process We may collect Personal Information from or about you and from records we create in connection with administering our exams, including from our third-party exam administrators and partners. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information |
• Provide and enhance our events, programs, and services • Maintain and verify certification status, including to respond to inquiries regarding the certification status of an individual • Communicate with you • For security purposes and for fraud- and crime-prevention purposes • Administer and enforce our agreements and standards, including the Pathway to CFP® Certification Agreement, Fitness Standards, and Code of Ethics and Standards of Conduct, and enforce our legal rights • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| If You are a Prospective Certificant: In Connection With Evaluating Scholarship Eligibility We may collect Personal Information in connection with evaluating Certificants’ scholarship applications and eligibility. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Inference information |
• Evaluate scholarship applications and eligibility, including against the Fitness Standards and Code of Ethics and Standards of Conduct • Enable you to participate in our events, programs, and services • Communicate with you • Facilitate communication with scholarship sponsor • For security purposes and for fraud- and crime-prevention purposes • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| Account Administration and Transactions We may collect Personal Information from you and from records we create in connection with administering your account or when you complete transactions. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Certification information |
• Provide and administer the services • Billing, payment, and collections purposes • Enable you to participate in our events, programs, and services • Communicate with you • For security purposes and for fraud- and crime-prevention purposes • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| Social Media, Online Forums, and Advertisements We may collect Personal Information from third-party social media platforms and sites, when you engage with our social media pages, online communities and forums, and when you mention us on your own or other social media pages, online communities, or forums, or when you interact with advertisements related to our services. Please note that online forums may be publicly accessible and other users may view information you post in the forums. We encourage you to exercise care in deciding what information and content you wish to disclose on the areas of the Sites or Apps that are accessible to the public. |
• Identifiers • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Inference information |
• Provide and enhance our events, programs, and services • Tailor content and opportunities that may be of interest to you • Enable you to participate in our events, programs, and services • Communicate with you • Market, advertise, and promote our events, programs, and services • For security purposes and for fraud- and crime-prevention purposes • Comply with legal and regulatory obligations • To disclose information as described in Section 3 |
| From Business Partners and Service Providers We may collect Personal Information from our business partners and service providers, including continuing education providers, Registered Programs, consumers, and other individuals or entities with whom CFP Board interacts or has a professional or customer relationship. We may also collect Personal Information from other third parties who are authorized to act on our behalf. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Certification information • Inference information |
• Provide and enhance our events, programs, and services • Tailor content and opportunities that may be of interest to you • Order fulfillment • Billing, payment, and collections purposes • Enable you to participate in our events, programs, and services • Communicate with you • Market, advertise, and promote our events, programs, and services • For security purposes and for fraud- and crime-prevention purposes • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| If You are a Donor: When You Make a Donation We may collect Personal Information from Donors when you make a donation or otherwise contact or communicate with us in connection with our donation program. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Inference information |
• Communicate with you • Process your donation • Market, advertise, or promote the services • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| If You are a Volunteer/Prospective Certificant/Candidate/Certificant/Former Certificant: Government Entities We may collect Personal Information from government entities and databases, such as anti-fraud databases, sanctions lists, court judgments, and broker information. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Demographic information • Certification information • Inference information |
• For security purposes and for fraud- and crime-prevention purposes • Maintain and verify certification status • Evaluate scholarship applications and eligibility, including against the Fitness Standards and Code of Ethics and Standards of Conduct • Administer and enforce our agreements and standards, including the Pathway to CFP® Certification Agreement, Terms and Conditions of Certification and Trademark License, Fitness Standards, and Code of Ethics and Standards of Conduct, and enforce our legal rights, including trademark enforcement • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
| Publicly Available Sources and Subscription-Based Services We may collect Personal Information from publicly available sources such as the Internet and/or subscription-based services. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Demographic information • Certification information • Inference information |
• Provide and enhance our events, programs, and services • Enable you to participate in our events, programs, and services • Communicate with you • Market, advertise, and promote our events, programs, and services • To solicit donations from potential donors • For security purposes and for fraud- and crime-prevention purposes • Maintain and verify certification status • Evaluate scholarship applications and eligibility, including against the Fitness Standards and Code of Ethics and Standards of Conduct • Administer and enforce our agreements and standards, including the Pathway to CFP® Certification Agreement, Terms and Conditions of Certification and Trademark License, Fitness Standards, and Code of Ethics and Standards of Conduct, and enforce our legal rights, including trademark enforcement • Comply with legal and regulatory obligations • To disclose information as described in Section 3 below |
3. How We May Disclose Information
| Categories of Third Parties to Whom We May Disclose Personal Information | Categories of Personal Information We May Disclose |
| Affiliates Should CFP Board have any subsidiaries, joint ventures, or other companies under our common control (collectively, “Affiliates”), we reserve the right to disclose some or all of your Personal Information to our Affiliates for the purposes described in this Privacy Policy. We will require our Affiliates to honor this Privacy Policy. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information • Inference information |
| Industry Participants, Consumer Search Tools and Public Sanctions We may disclose Personal Information to third parties such as industry self-regulatory organizations, your firm, or industry organizations and associations, including, but not limited to, the Financial Planning Association (FPA) and the National Association of Personal Financial Advisors (NAPFA), including in connection with issuance of certifications and reporting or verification of certification requirements, metrics, status, pro bono service, and renewals. We may also provide certification-related and demographic information, such as your race, ethnicity, and gender, through the “Find a CFP® Professional” and “Verify a CFP® Professional” consumer search tools and allow consumers to filter and search for CFP® professionals based on such information. Further, we may make disciplinary information publicly available pursuant to the Pathway to CFP® Certification Agreement and Terms and Conditions of Certification and Trademark License. |
• Identifiers • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Demographic Information • Certification information • Inference information |
| Technical and Operational Service Providers and Business Partners We may engage third parties to perform certain functions on our behalf. To do so, we may disclose Personal Information to our third-party business partners and service providers in order to maintain and operate the Sites and Apps and to provide, improve, and personalize the services, including to fulfill orders or requests, process credit card transactions, to administer your account, and for other technical and processing functions, such as sending e-mails, administering transactions, and technical support. We may also share Personal Information with service providers or other third parties to detect, protect against, and respond to security incidents or other malicious, deceptive, illegal or fraudulent activity or other threats and for legal compliance or pursuant to legal process. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information • Inference information |
| Research Partners We may engage third parties to conduct public or peer-reviewed scientific, historical, or statistical research in the public interest on our behalf in furtherance of CFP Board’s mission. To do so, we may disclose Personal Information to our third-party research partners to facilitate the research studies. |
• Identifiers • Geolocation data • Professional or employment-related information • Education information • Demographic information • Certification information |
| Exam Administrators and Service Providers We may engage third parties to perform certain functions on our behalf in connection with the exam administration process. To do so, we may disclose Personal Information in order to offer and administer the exam and in connection with the certification process. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information |
| Marketing, Advertising, and Analytics Providers for Our Direct Marketing Purposes We may disclose Personal Information to third-party providers for marketing, advertising, and analytics purposes. For additional information regarding our advertising practices, please see the Advertising section. |
• Identifiers • Internet or other network activity • Geolocation data • Professional or employment-related information • Education information • Demographic information • Certification information • Inference information |
| Third-Party Marketing Purposes From time to time, CFP Board provides or sells Personal Information to third parties, including, but not limited to, continuing education providers, Registered Program providers, educational institutions, and industry organizations and associations for those third parties’ direct marketing purposes. CFP Board reserves the right to deny any such requests from third parties. |
• Identifiers • Internet or other network activity • Professional or employment-related information • Education information • Demographic information • Certification information • Inference information |
| Government Entities and Legal Compliance We may disclose Personal Information to government entities and agencies, regulators, law enforcement, and other third parties, including to comply with laws or regulations or the legal process of a court of law, government authority, or an industry self-regulatory organization having appropriate jurisdiction; to respond to a subpoena, search warrant, or pursuant to legal process, and for fraud- or crime-prevention purposes; to establish, exercise, protect, and/or defend the legal rights of CFP Board, or the rights or safety of third parties; or to give effect to the Pathway to CFP® Certification Agreement, Terms and Conditions of Certification and Trademark License, Fitness Standards, and Code of Ethics and Standards of Conduct. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information • Inference information |
| Professional Service Firms We may disclose Personal Information to professional service firms in connection with our legal and regulatory obligations and to establish or exercise our rights and defend against claims, including, for example, auditors, law firms, and consultants. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information • Inference information |
| Corporate Transactions Subject to applicable law, we reserve the right to transfer some or all Personal Information in our possession to a successor organization in the event of a merger, acquisition, bankruptcy, reorganization, or other sale or transfer of all or a portion of our assets, or in contemplation of any such proposed transaction, including for the purpose of permitting the due diligence required to decide whether to proceed with such a transaction. If any such transaction occurs, the purchaser will be entitled to use and disclose the Personal Information collected by us in the same manner that we are able to, and the purchaser will assume the rights and obligations regarding Personal Information as described in this Privacy Policy. |
• Identifiers • Commercial and financial information • Internet or other network activity • Geolocation data • Audio and visual information • Professional or employment-related information • Education information • Demographic information • Certification information • Accommodation information • Inference information |
4. USE OF COOKIES AND SIMILAR TECHNOLOGIES
The Sites and Apps may use cookies and similar technologies to improve user experience, for performance and analytics, and to improve our content, products, and services. We may also use cookies and similar technologies for purposes of marketing and advertising, including interest-based advertising. For more information on interest-based advertising, see the Advertising section.
A “cookie” is a small text file that a web server stores in browser software. A browser sends cookies to a server when the browser makes a connection to the server (for example, when requesting a web page from the same domain that created the cookie). The purpose of cookies is to remember the browser over time and distinguish one browser instance (or user) from all others. Some cookies and other technologies may serve to track Personal Information previously entered by a web user on the Sites. Cookies can remember login information, preferences, and similar information. Cookies, as well as other tracking technologies, such as HTML5 local storage, Local Shared Objects (such as “Flash” cookies), and similar mechanisms, may record information such as a unique identifier, information you enter in a form, IP address, and other categories of data. We may use cookies to collect certain information about you and your use of our services and offerings, such as IP addresses, domain names, and the type of device and operating system being used. We may also use cookies to identify your device when you revisit the Sites to, for example, recall your authentication information or to track statistical information related to navigation throughout the Sites. We may also use web beacons or “pixels,” and in certain circumstances may collect IP address, screen resolution, browser software and operating system types, clickstream patterns, dates and times that our Sites are accessed, and other categories of data.
Most browsers allow you to control cookies, including whether or not to accept them and to remove them. If you want to block the use and saving of cookies from the Sites on to the computer’s hard drive, you should take the necessary steps within your web browser’s settings to block all cookies from the Sites and external serving vendors. Please note that if you choose to erase or block your cookies, certain parts of our Sites or services may not function correctly. For information on how to disable cookies, refer to your browser’s documentation.
5. ADVERTISING
We or third parties may conduct certain advertising practices on our Sites and Apps as described below.
Interest-Based Advertising and Ad Choices. Interest-based advertising is advertising that is targeted to you based on your web browsing and app usage over time and across websites or apps. You have the option to restrict the use of information for interest-based advertising and to opt-out of receiving interest-based ads.
The opt-outs for interest-based advertising require that strictly necessary cookies are not blocked by the settings in your web browser. To learn more about this type of advertising and how to opt-out of this form of advertising, you may either visit optout.aboutads.info to opt-out of sites and services participating in the Digital Advertising Alliance (“DAA”) self-regulatory program, or visit optout.networkadvertising.org to opt-out of this form of advertising by members of the Network Advertising Initiative (“NAI”). If you live in the United States, you can visit Ad Choices to opt-out of interest-based advertising with participating entities for each region. These websites also provide detailed information about how interest-based advertising works.
Opting out does not mean that you will no longer receive advertising from us, or when you use the Internet. It just means that the data collected from our Sites and Apps will not be used for interest-based advertising and that the advertising you see displayed on websites will not be customized to your interests. Note that electing to opt-out will not stop advertising from appearing in your browser or applications, although it may make the ads you see less relevant to your interests.
Your choice to opt out on a particular browser or mobile device will apply only to the collection and use of information from that particular browser or mobile device. Opting out on a particular device will not opt you out of information collection on other devices (including mobile devices), nor will it limit cross-device sharing on those other devices. Similarly, opting out on a particular browser will not opt you out of information collection on other browsers. (This opt-out works through cookies set on a particular browser, so if you delete cookies from a web browser, or use a different browser, you will need to opt out again.) If you use different browsers on a device or multiple mobile devices, for each browser and device you wish to opt out, please opt out each device and browser separately at optout.aboutad.info and at optout.networkadvertising.org.
Do-Not-Track. Do-Not-Track is a public-private initiative that has developed a “flag” or signal that an Internet user may activate in the user’s browser software to notify websites that the user does not wish to be “tracked” by third-parties as defined by the initiative. Please note that the Sites and Apps do not alter their behavior or use practices when we receive a “Do Not Track” signal from browser software.
6. SOCIAL NETWORK WIDGETS
Our Sites and Apps may include social network sharing widgets that may provide information to their associated social networks or third parties about your interactions with our web pages that you visit, even if you do not click on or otherwise interact with the plug-in or widget. Information is transmitted from your browser and may include an identifier assigned by the social network or third party, information about your browser type, operating system, device type, IP address, and the URL of the web page where the widget appears. If you use social network tools or visit social networking sites, we encourage you to read their privacy disclosures to learn what information they collect, use, and share.
7. INFORMATION FROM CHILDREN UNDER 13
On our Sites and Apps, we do not intentionally gather Personal Information about visitors under the age of 13. If you become aware that an individual under 13 years of age has provided us with Personal Information without parental consent, please contact us at the information in the How You Can Contact Us section. If we become aware that an individual under 13 years has provided us with Personal Information without parental consent, we will take steps to remove the data as permitted by law.
8. SECURITY
We have implemented technical, administrative, and organizational measures to safeguard the security and integrity of Personal Information. Although CFP Board takes these measures to safeguard against unauthorized access and disclosure of Personal Information, CFP Board cannot fully eliminate security risks associated with the storage and transmission of Personal Information.
9. LINKS TO OTHER WEBSITES
Our Sites, Apps, and services may contain links or otherwise provide access to another website, mobile application, or Internet location (collectively “Third-Party Sites”). Please note that we have no control over and are not responsible for Third-Party Sites, their content, or any goods or services available through the Third-Party Sites. Our Privacy Policy does not apply to Third-Party Sites. We encourage you to read the privacy policies of any Third-Party Site with which you choose to interact.
10. Your Choices
California “Shine the Light” Rights. Under Section 1798.83 of the California Civil Code, residents of California have the right to request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of Personal Information the business shares with third parties for those third parties' direct marketing purposes, and the identities of the third parties' to whom the business has disclosed such information during the immediately preceding calendar year. To exercise your rights, you may make one request each year by emailing us at [email protected] with "Request for California Privacy Information" in the subject line and in the body of your message. Be sure to provide in the request sufficient information to properly identify you and/or the members of your family.
Reviewing and Changing Your Information. If you are a registered user of the Sites, you may review and update or correct your information through your online account. Except in limited circumstances governed by law, you may obtain access to and have your Personal Information in our records corrected. A request for access or correction must be made by contacting us at the information in the How You Can Contact Us section of this Policy.
Opting Out of Targeted Advertising. You have the option to restrict the use of information for interest-based advertising and to opt-out of receiving interest-based ads. For information on opting out of targeted advertising, see the Advertising section.
How to Opt-Out of Marketing Communications. If you would like to stop receiving newsletters or other marketing or promotional messages, notifications, or updates, you may opt-out of receiving certain future communications for marketing purposes, both from CFP Board or sent by CFP Board on behalf of third parties. You may opt-out of receiving communications based on topic/purpose or may opt out of all such promotional emails by:
- following the instructions in the communication received; or
- contacting us directly as described in the How You Can Contact Us section of this Policy.
Once you have opted out of promotional communications, please note that you may continue to receive messages for a time while our system updates your request. Regardless of recorded opt-out preferences, please be advised that you may not be able to opt-out of receiving certain service or transactional messages from us, including legal notices, and other communications for administrative or transactional purposes, including, but not limited to, communications related to certification status or the maintenance of a CFP Board account.
How to Opt-Out of Certain Information Sharing. You may opt-out of being included in information that CFP Board provides or sells to third parties for their direct marketing purposes by:
- selecting the link for opt outs/information privacy located in the Contact Information section of a CFP® professional’s online CFP Board account; or
- contacting CFP Board directly as described in the How You Can Contact Us section of this Policy.
Regardless of recorded opt-out preferences, CFP Board reserves the right to disclose information in connection with verifying your CFP® certification status and for other permitted purposes as described in this Privacy Policy.
11. How You Can Contact Us
Should you have additional questions, comments, or concerns regarding this Privacy Policy, or to opt-out of certain information dissemination as permitted under this Privacy Policy, please contact us by regular mail, email, fax or phone:
Attn: General Counsel
Certified Financial Planner Board of Standards, Inc.
1425 K Street NW #800
Washington, DC 20005
Email: [email protected]
Fax: 202-379-2299
Phone: 800-487-1497
12. Transfer of data to the U.S.
Our Sites, Apps, and services are intended for individuals located in the U.S. Please note that if you are visiting the Sites, Apps, or services from outside of the United States, your information may be transferred to, stored, and/or processed in the United States. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. If you are located outside of the United States, the transfer of Personal Information may be necessary to provide you with the requested information, products, and services and/or to perform any requested transaction. By using any portion of the Sites, Apps, or services, you acknowledge and consent to the transfer of your information to our facilities in the United States.
13. Updates to Our Privacy Policy
This Privacy Policy is subject to revision and changes. The most recent version of the Privacy Policy is reflected by the version date located at the top of this page. We encourage you to visit this page often to review our current Privacy Policy and stay informed of how we may process your information.